How long does it take to process a bank transfer (deposit or withdraw)?

Updated on Wed, 21 May, 2025 at 6:23 PM

Currently at Bit2Me you can receive both instant and regular bank transfers. This will depend on whether your banking institution allows instant transfers, as well as the Bit2Me bank you choose as the recipient:


Instant Transfers 

Instant transfers are available for deposits through our bank accounts with Unnax and Clear Junction. These are credited immediately, provided that:

  • The sending bank allows instant transfers.

  • The transfer reference or concept indicated by Bit2Me is correctly entered. 

In most cases, the funds will be credited to your account at the same time. However, the crediting period may be delayed in some cases. 

Standard Transfers 

Standard bank transfers usually take between 24 and 48 business hours, depending on several factors: 

  • The sending and receiving bank.

  • The time the operation is carried out.

  • If there are holidays in between.

  • The type of transfer.

  • The transfer reference or concept indicated by Bit2Me is correctly entered. 

Practical examples of the most common situations in standard transfers:

  • Monday morning (9 a.m.):  it may arrive that same afternoon or Tuesday morning. 
  • Tuesday afternoon: the bank will process it on Wednesday morning. You could receive it Wednesday afternoon or Thursday morning. 
  • Thursday afternoon: it will be processed on Friday morning. It may arrive Friday afternoon or the following Monday. 
  • Friday, Saturday or Sunday: it will be processed on Monday morning. You could receive it Monday afternoon or Tuesday.

Important

The established period is up to 5 days for transfers. After this time, to review and analyze the status of your transfer, you can contact us by attaching the proof of the transfer (if it is a deposit to Bit2Me). 

The timeframe for bank withdrawals made from Bit2Me to your bank is also up to 5 business day.These processes are automated and, once confirmed by you, they may not be reversible. Therefore, it is important to carefully check the data provided before confirming the withdrawal. If you encounter any error or problem, do not hesitate to contact us by opening a support ticket by clicking here.



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